Practice
Insurance Coverage Disputes
We only represent policy holders and injured parties, never the insurance company
We help people and businesses when their insurance company denies their claim, refuses to pay the claims fair value, or refuses to defend them against a lawsuit or other legal claim. When justified, we bring claims for bad faith claims handling and seek damages beyond the policy benefits, including awards of attorney’s fees. Property losses, business interruption, failure to provide liability coverage, life and disability insurance claims, class actions – if your insurer has failed you, we can help.
Expertise
Representative Experience
01.
Represented a Canadian toy manufacturer in pursuing coverage for defense fees incurred in defending a trademark and copyright lawsuit filed against the company in Arizona. Recovered a substantial settlement from the general liability insurers and from the legal malpractice insurer for the attorney who failed to notify the liability insurer of the lawsuit in a timely fashion.
02.
Obtained a multimillion-dollar settlement of a life insurance claim and Chapter 93A/176D claims after obtaining summary judgment not only on the coverage claims but also on the bad faith claims.
03.
Obtained a substantial seven-figure insurance settlement for a disability insurance claim for a disabled surgeon.
04.
Successfully settled a cargo insurance claim where our client changed carriers before the loss was discovered and both insurers asserted the loss occurred while the other was on the risk.
05.
Successfully settled a title insurance claim for a lost Back Bay parking space.
06.
Negotiated the resolution of a dispute over coverage of the defense costs for a restaurant chain involved in a dispute with one of its landlords.
07.
Negotiated the resolution of a dispute over coverage for claims under several different policy provisions in connection with a condominium fire.
08.
Represented a large insurance agency in a multi-faceted dispute with one of its carriers.
09.
Represented the insured and negotiated a settlement of a multi-way dispute among the policyholder, carrier, agent and personal injury plaintiff in connection with a commercial van accident.
10.
Negotiated the resolution of multiple large ice dam claims arising out of damage to commercial real estate.
11.
Currently representing multiple restaurants and other businesses impacted by Covid-19 in disputes with their insurance companies.
What Our Clients
Have to Say
OCM represented my organization during a regulatory inquiry with professionalism and expertise. They guided us through a complex discovery process and achieved the desired legal result while keeping our business considerations in mind throughout. The best praise I can give OCM is that we have continued to hire the firm for additional projects. OCM is more than our outside counsel, they are our trusted friends and advisors.
I was fortunate enough to land on the doorstep of OCM at a time when I’d been wronged financially and that damage had bled through all aspects of my life. I spoke with Sean and he told me that while my issue was a little out of their normal practice he felt they could help and bring me closure. The process was long and all through it the lawyers kept me informed and well advised. In the end Sean brought me the closure I needed and assured that the wrongs were righted. I was so fortunate to have them by my side.
I hired Sean Carnathan to provide counsel in an out-of-state LLC ownership dispute and my experience with him was exceptional. His knowledge of corporate law, ability to effectively negotiate, and his realistic advice on the probable outcome of the dispute was invaluable throughout the process. Although litigation is never a pleasant experience, Sean Carnathan’s competence and professionalism led to a favorable result for me. I highly recommend him to anyone who requires representation in litigation involving complex corporate law, both in MA and elsewhere.
David Mack was instrumental in guiding me through what was my first experience with the litigation process. I had an adversarial opponent who became vindictive, yet Dave was always balanced, prepared, and continuously sought a practical, efficacious outcome to the trial. I met and worked with a few of the other lawyers in his office as well and found a similar sense of concern and care from each of them about my situation. It really felt that they were looking out for me personally as much as professionally. I hope not to need litigation again, but if I do, OCM is the only place I’ll be calling.
We have enjoyed working with David Mack for many reasons; even during a stressful situation with a former tenant and difficult lessee, David made us feel confident and that we had viable options for a positive outcome. David and his team made a difficult situation better - by listening to our needs for a desired outcome. And delivering on them. We are thankful for David and his team and would wholeheartedly recommend them!
The team at OCM was amazing through this entire process! Although this entire situation has been beyond hurtful and upsetting, you made it the easiest and least stressful way possible for my family and I! We can't thank you enough for your hard work, professionalism and believing in us.…I'm very happy I listened to my family on fighting this and didn't just walk away like I wanted to. Thank you so much!!
Sean has represented and/or advised me on a wide range of legal matters for over 20 years. Our most significant interactions have focused mostly on employment law, along with a couple commercial and property disputes – but he's also the guy I call anytime someone puts a legal document in front of me. He's smart, articulate and takes a common-sense approach to these matters – which often results in a quick resolution to what could otherwise have been a long (and expensive) process.
Sean has represented and/or advised me on a wide range of legal matters for over 20 years. Our most significant interactions have focused mostly on employment law, along with a couple commercial and property disputes – but he's also the guy I call anytime someone puts a legal document in front of me. He's smart, articulate and takes a common-sense approach to these matters – which often results in a quick resolution to what could otherwise have been a long (and expensive) process.
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From complex commercial litigation to real-estate and construction, insurance, and fiduciary litigation.